People often cancel their cruise vacations for a variety of reasons. Here are a few common ones.
You or your traveling family member have a medical emergency (illness or accident) and have to cancel. This happens more than you’d think.
First, many people share stories of a loved one falling ill before the cruise and canceling.
Second, some bury loved ones who planned to attend the cruise.
Third, the primary cruiser has an accident or illness that puts them in the hospital, so there’s no way they’d be well enough to cruise.
Without travel insurance, you lose 100% of your cruise investment. Also, you also lose all of the non-refundable airfare and other non-refundable reservations/deposits you made. That’s a painful hit to take.
What if your work had an emergency and required you to stay home and miss the cruise? That’s covered if your policy includes work-related cancellations.
Other reasons to cancel
- Job loss after you made your travel reservations
- An official evacuation from the place where you’re headed
- Passport or visa doesn’t arrive before you leave
- Natural disaster (hurricane, tornado, flood, blizzard)
- Disaster in your home, like a fire or a flood
- Travel supplier with went out of business
- Jury duty or called as a witness
- Military deployment
Anything reason not included above would be covered under a travel policy with Cancel For Any Reason terms.
PRO TIP: Single Supplement
If your cruise partner cancels and you still want to go, the cruise line may penalize you with a single supplement fee.
Single supplement is the additional fee cruise lines charge when a solo traveler books a cabin intended for double occupancy.
Travel insurance typically covers this fee if your partner cancels.